Capstone Strategic Project

Real-Life situation

Between Years 2 and 3, you will have an important opportunity to address an initiative within your own organization. The Capstone is the culminating component of the Stonier experience, and often has a career-changing impact. The Capstone requirements are slightly different depending on the type of organization where students are employed. The three options include: 1) Banker Capstone, 2) Regulatory Capstone, 3) Bank Services Capstone. All three Capstone options require a written final report as well as a face-to-face presentation to fellow students and a senior industry advisor. Milestones include:

  • Examining how the change will fit with overall organizational strategy.
  • Analyzing the financial and non-financial impact of the change.
  • Presenting an implementation plan.
  • Assessing potential implementation problems and steps to overcome them.
Support and Feedback

You will be assigned a Capstone advisor to serve as your mentor throughout the project to help you achieve optimum results. You will also receive a guide to “Writing Your Capstone,” a helpful tool to walk you through the process. During the school session, you present your Capstone strategic project to a team of peers and an industry practitioner serving as a Capstone facilitator, and receive constructive feedback to help with future presentations and implementation.

Banker Capstone

Students completing the Banker Capstone select a problem or opportunity facing their bank and propose a course of action, including an analysis of alternatives, a financial analysis, and an implementation plan. Examples of topics include, but are not limited to, new investments in fixed assets or technology, new products or delivery systems, organizational restructurings, or significant strategic change initiatives.

Regulatory Capstone and Bank Services Capstone

Employees of regulatory agencies or bank services organizations complete the project appropriate for their organization. Both projects require that students select a research project relevant to the banking industry. You will identify a significant issue or problem involving bank performance, risk management, or the role of banking regulation and supervision as your research topic. You will then assemble financial and/or economic data and carry out a statistical analysis. Your project will conclude with a presentation of the findings and conclusions, and recommendations that might follow from the research.

Capstone Project Samples

The following samples are for illustrative purposes only. Click the title to view PDF versions of Capstone strategic projects:

Year Title Author
2018 Accelerating and Sustaining Commercial Loan Growth Anonymous
2018 Access to Credit in African American Communities: The Case for the Development of Black Owned Banks and Financial Institutions Anthony W. Ricks
2018 Bank Expansion via Interactive Loan Production Offices Mike Wallace
2018 Branch Profitablity April Berne
2017 ​Building Upon a Solid Foundation: Achieving Best in Class Regulatory Relationship Management Matthew J. Szigety
2017 ​Commercial Lending Efficiency and Value Creation with Tech Timothy Dempsey
2018 Customer Profitability Management Paul A. Bergeron
2017 ​Deposit Charge Off Automation Anonymous
2017 Employee Leave Jeremy Callais
2018 Extended Support Hours: An Offsite Solution! Donna C. Harris
2018 The Impact of the Partial Repeal of The Glass-Steagall Act on the Banking Industry Brenda Bruno
2017 ​Implementing an Enterprise Content Management Solution to Improve Efficiency and Reduce Costs Anonymous
2018 Maintaining Growth in a Rural Community Bank Brian Englert
2017 Management, Leadership, and Development Training Program Neil Sullivan
2018 Managing a Bank Securities Portfolio Derek j. Laur
2017 Robo Advisor Analysis Todd Martin
2018 Should Interactive Teller Machines (ITMs) Be Considered Branches? Implications for Bank Competition and Community Reinvestment James Fuchs
2017 ​The Economics and Strategic Impact of Interactive Teller Machines at Minnwest Bank Christophor Gerken
2017 To Escrow . . . or not to Escrow, that is the Question Donald J. Musielak II
2018 USAmeriBank’s Women Entrepreneurs – Becoming the Bank of Choice for Women Professionals Cami F. Gibertini

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Only Stonier graduates receive both a Stonier Diploma and a Wharton Leadership Certificate.
Questions? Contact Stonier Program Director Perette Bonner. Call 1-800-BANKERS.